I is Innoculation, Insurance

Hello and Welcome to my sixth attempt at the AtoZ blogging challenge.
My theme this year is Caring for the Caregiver. My posts are based on my experience and are not meant to be a comprehensive guide on the subject. I would love to hear your experiences..
You can catch up with my previous posts here.
With each post, I am sharing a sketch that I have done as a means for stress busting.

Do I see your surprise at this word? Let me explain. 
It may so happen, that our ‘wards’ may be silent carriers of some infections for example Hepatitis B. They have never suffered any symptoms hence is never diagnosed. Diagnosis can be only when specific tests are carried out. 
Hence its a good idea to stay updated with immunisation programs. Get booster shots if necessary. Keep your own immunity high by choosing healthy food and regular exercise (to the extent possible amid your commitments).

This is very important as medical bills can be huge drain. Its vital to keep the insurance documents updated. Find out which hospitals honour the health insurance policy that your ‘ward’ holds. Also find out which conditions are covered under that policy and which conditions/services are excluded. 

Check if the cashless treatment facility is available. If not, what is the procedure to claim the amount later, which documents need to be submitted, time frame to receive your claim etc. If your ward does not have any medical cover, then the hospital bills will have to be paid upfront. 

There is no one size fits all solution. 
Every family has to find something that suits them best. 
At best, posts such as mine will inspire a family to come up with their unique workable plan.

My sketch for the day..

See you tomorrow folks.
Stay happy!

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